There are 5 Reasons to Use Your VA Loan Benefit 

The VA Loan is a special benefit that veterans get --- civilians don't. 

Qualified Borrowers (Veterans):
1. Don't Need a 20% Down Payment
2. Can Refi without Requalifying, Saving Time & Money
3. Never Pay Mortgage Insurance
4. Can get Financing of up to $453,100

5. Rates are Rising, Lock in Your Low Rate Now. 

For assistance, please visit our site sponsor for more details on how you can take advantage of this opportunity. 

An IRRRL, also known as a VA Streamline,

Is a quick refinance with fewer requirements than a VA Cash-Out refinance. It can allow veterans and military families to refinance existing VA loans to a lower rate or convert from adjustable to fixed-rate financing without a lot of paperwork or hassles.

More details can be found here.

CalVet Home Loans

CalVet offers loans on:

• Single-family homes, condos, and mobile homes on land for up to 125 % of Fannie Mae maximum loan limits (up to $957,000 in some counties).
• Mobile homes in a park for up to $175,000.
• Farm loans for up to 150 percent of Fannie Mae maximum loan limits (Up to $1,148,400 in some counties).
• Home improvement loans for up to $150,000.
• Home rehabilitation loans with flexible terms for less than perfect properties.
• Construction loans with flexible terms. 

More details can be found here.

Eligibility:

• All veterans who served on active duty a minimum of 90 days (not including active duty for training purposes only), whether during wartime or peacetime, are eligible.

• Eligibility requires service under honorable conditions.

• There are no prior residency rules.  A veteran may have entered service from outside California.  National Guard or reservists who have been ordered to active duty, including Active Guard/Reserve (AGR) duty are eligible.

Home Buying Process:

Selecting a Real Estate Agent

• Making Offers
• Accepted Offers
• Loan Processing
• Final Approvals
• Contingency Periods

More details can be found here.

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